Simple & Candor

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  • The Secret Weapon to Stress-Free Finances: Why You Need a Sinking Fund

    Every single year, like clockwork, certain months roll around and suddenly our wallets feel… skinny. December shows up with Christmas and holiday shopping.April greets us with taxes.Your HOA dues sneak into summer.Birthdays never stop popping up.And let’s not forget the fun little surprises like car insurance renewals, new tires, or school supply season. When those…

  • The Why Behind Simple and Candor: Building Life Against All Odds

    One day, I decided that I wanted to build the life I dream of. Against all odds and statistics, I believed I had the willingness and power—it was just a matter of gaining the knowledge and practicing it along the way. About what exactly? I didn’t know until I started walking through it. Becoming a…

Hello,

I’m Dharma

Hi, I’m Dharma — a single mom, creative soul, and business strategist who knows firsthand how overwhelming life can feel when you’re doing it all on your own. I created Simple and Candor as a space for women like us — women who want more peace, more purpose, and more financial independence.

This page is all about simplifying life and creating the freedom to live on your own terms. Here, you’ll find honest blog posts, empowering merch, and business tools to help you build the life you dream of — without burning out.

Let’s make space for what matters most. One simple step at a time.

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